Reconnecting with Lost Beneficiaries
Pinpoint People can locate missing participants and beneficiaries. Whether your company needs to fulfill fiduciary responsibilities, distribute unclaimed benefits or reconnect with former employees for compliance purposes, Pinpoint People provides a seamless and cost-effective solution.

Keeping track of benefit plan participants and beneficiaries can be a challenging task. Under the Employee Retirement Income Security Act (ERISA), fiduciaries of qualified retirement plans have a duty to locate participants and beneficiaries who have gone missing.

Generally, missing participants are those individuals who leave the employment of a plan sponsor, who have a benefit under the retirement plan, but who cannot be located by the plan. Often plans, by no fault of their own, have a significant number of missing participants.

Fulfilling fiduciary obligations and locating missing participants and beneficiaries can be daunting, expensive and time-consuming. Pinpoint People is a service designed to alleviate this burden helping businesses find these individuals and fulfill their fiduciary obligations under ERISA.

Why Pinpoint People

Leveraging extensive databases and using a team of investigators, we can locate missing participants and beneficiaries.Whether your company needs to fulfill fiduciary responsibilities, distribute unclaimed benefits or reconnect with formeremployees for compliance purposes, Pinpoint People provides a seamless and cost-effective solution. With detailed reportingand ongoing support, we make the complex task of locating lost individuals straightforward and hassle-free.

Comprehensive.

Our advanced search algorithms, extensive databases and investigators allow us to track down missing participants and beneficiaries. Whether they have relocated, changed their names or are simply hard to find, we are frequently able to pinpoint these individuals.

Confidential

Pinpoint People was designed by employee benefits attorneys who understand the sensitive nature of participant and beneficiary information. Our processes ensure that our client information is protected and handled using secure processes and software.

Cost-Effective

We offer competitive pricing tailored to meet the needs of businesses of all sizes. Our fee structure ensures that you will not have any surprises when you receive your bill.

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About the CEO

Tony is a retired attorney with more than 40 years of experience assisting employers with employee benefit matters.  His experience includes assisting clients in the design, implementation and interpretation of their employee benefit plans and programs, specifically in the areas of executive compensation, health and welfare benefits and qualified retirement plans.

Tony has spoken on numerous topics in the employee benefits area, including Internal Revenue Code Section 409A, qualified retirement plans and the applicable Internal Revenue Service Nondiscrimination Rules, continuation of group health coverage under the Consolidation Omnibus Budget Reconciliation Act (COBRA) and ERISA fiduciary issues.

Tony received his J.D. from the University of North Carolina School of Law and his B.S. with distinction in accounting from the University of Virginia where he was a member of the honorary societies Beta Gamma Sigma and Beta Alpha Psi.

614.526.0342
acciriaco@pinpoint-people.com
Tony Ciriaco

Tony Ciriaco

President and CEO